Finance Calculators and Charts - Free
43 free calculators with interactive charts, grouped into 6 topics. Pick a topic to jump to it.
43 calculators in 6 categories.
Saving & Investing
See how money grows with interest, returns, dividends and inflation.
Compound Interest Calculator
Watch savings grow with daily, monthly or yearly compounding and regular deposits.Simple Interest Calculator
Calculate simple interest or solve for principal, rate or time, and compare with compounding.Future Value Calculator
Find what a lump sum and regular contributions will be worth in the future.Present Value Calculator
Discount future cash to today's value for investment and planning decisions.Investment Calculator
Project portfolio growth with contributions, returns and a year-by-year chart.Average Return Calculator
Compare arithmetic and geometric average returns across several years.CAGR Calculator
Find the compound annual growth rate between two values and compare it with a benchmark.ROI Calculator
Measure return on investment in total and per year.Dividend Calculator
Project dividend income and portfolio value with reinvestment, raises and contributions.Bond Price Calculator
Price a bond from its coupon, yield and maturity, with duration and yield to maturity.Inflation Calculator
See how inflation raises prices and shrinks the buying power of your cash and savings.
Retirement & Financial Independence
Work out how much you need, when you can stop working and what your savings will pay.
Retirement Calculator
Project your nest egg, inflation-adjusted balance and how long your savings will last.FIRE Calculator
Find your financial independence number and how many years of saving it takes to get there.Annuity Payout Calculator
See what income a lump sum pays over time, or how much you need for a target income.Savings Goal Calculator
Find how much to save each month to reach any goal by your target date.
Loans, Credit & Debt
Compare loans, understand the true cost of credit and pay off debt faster.
Loan Calculator
Monthly payments, total interest and an amortization schedule for any loan.Auto Loan Calculator
Estimate a car payment with taxes, fees, down payment and trade-in, and compare terms.Car Lease Calculator
Work out a lease payment from residual value and money factor, and compare with buying.APR Calculator
Find the true annual cost of a loan once origination fees and points are included.Amortization Schedule
See every payment split into principal and interest over the life of a loan.Credit Card Payoff Calculator
See how long a card takes to pay off and how much you save by paying more than the minimum.Balance Transfer Calculator
Check whether moving a card balance to a 0% offer saves money after the transfer fee.Debt Payoff Calculator
Compare the debt snowball and avalanche methods and find your debt-free date.Debt-to-Income Ratio Calculator
Calculate your front-end and back-end DTI and how lenders are likely to see it.
Home & Real Estate
Mortgages, affordability, refinancing, home equity and rental property.
Mortgage Calculator
Monthly mortgage payments with a full amortization schedule and extra payment savings.Home Affordability Calculator
Find the home price you can afford from your income, debts and down payment.Rent vs Buy Calculator
Compare renting and buying over time, including every ownership cost and investment returns.Mortgage Payoff Calculator
See how extra payments shorten your mortgage and cut the interest you pay.Refinance Calculator
Compare your current loan with a refinance, including break-even time and lifetime savings.Home Equity & HELOC Calculator
Find how much equity you can borrow and what a home equity line will cost each month.Real Estate Investment Calculator
Analyze a rental property's cash flow, cap rate, cash-on-cash return and equity.Rent Calculator
Evaluate the income and returns of a rental property over time.
Budgeting & Personal Finance
Budgets, paychecks, net worth, emergency savings and protection.
Budget Calculator
Plan monthly spending with the 50/30/20 rule and compare needs, wants and savings.Salary to Hourly Calculator
Convert pay between hourly, weekly, monthly and yearly amounts, including overtime.Net Worth Calculator
Add up your assets and debts to see your net worth and debt-to-asset ratio.Emergency Fund Calculator
Set an emergency savings target and see how long it takes to build it.Life Insurance Calculator
Estimate how much life insurance your family would need using a needs-based method.
Business & Accounting
Pricing, break-even, project returns and asset depreciation.
Profit Margin Calculator
Calculate gross margin and markup, or the selling price for a target margin.Break-Even Calculator
Find the units and sales needed to cover fixed costs and reach a profit target.NPV Calculator
Discount a project's cash flows to find its net present value, IRR and payback period.IRR Calculator
Find the internal rate of return for a series of cash flows.Payback Period Calculator
See how long it takes for an investment's cash flows to repay its cost.Depreciation Calculator
Compare straight-line, declining balance and sum-of-the-years' digits schedules.